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  1. I have seen both terms fully burdened rates and fully loaded rates used by the Government and in government contracting, but I am not sure if they are used interchangeably or if they mean different things. Someone believed that one of the terms referred to rates inclusive of direct costs and indirect costs, whereas the other term referred to rates inclusive of direct costs, indirect costs, and fee. It was just hearsay - are there definitive definitions for the terms?