Report Using P-card in For Beginners Only Posted July 7 Speaking from a DoD standpoint, I don't know of anything the prohibits it. One concern might be if the cardholder had to agree to certain terms and conditions as part of signing up for an account. In actuality it has been very rare in my experience in the GCPC program that a vendor will not take orders over the phone. Also, most of what my cardholders purchase are either from mandatory sources (UNICOR, AbilityOne) of from existing Government contracts (GSA or Army CHESS), so they rarely buy stuff from a commercial vendor, but it does happen. The only restriction that I am aware of in regards to setting up accounts is with Third Party Payment services (e.g. PayPal). Cardholders are prohibited from setting up accounts for that.